Currenex recognizes the importance of maintaining the confidentiality of your information, and we are committed to addressing your privacy concerns. As a policy, Currenex does not release information about you or your use of Currenex’s service in any way that would identify you to any third party except with your consent. Please read the entire privacy statement below and use the links following this paragraph to see how Currenex protects and uses information relating to you and your company or organization (collectively referred to as “you”) as you access the various features of the Currenex website and services (collectively referred to as the “Service”), including use of such Service through mobile computing devices (each, a “Mobile Device”). This statement may change from time to time, without notice to you, as we modify our services. Any changes or updates will be effective immediately upon posting to the Currenex website (the “Site”). It is your responsibility to check the Privacy Statement each time you access the Service. By accessing the Service, you agree to the terms of this Privacy Statement. The effective date of this Privacy Statement is indicated below.
Accessing the Currenex Site
If you access the Service through a Mobile Device, Currenex may collect certain technical information regarding your Mobile Device, such as the operating system, unique identifier and model name of your Mobile Device, as well as its user configurations and settings. We may also collect information regarding your use of the Site and the Service. When you access the Site or the Service, we collect the unique identifier of the Mobile Device you use to connect to the Internet. This unique identifier helps to facilitate communications which you have elected to receive from us.
Registering with Currenex
From the information you provide in the registration process, Currenex may create a user profile that we may use to identify the Service features best suited to your needs, to monitor the use of the Service and to manage the Service more efficiently. We also may use this information on an aggregated level to perform statistical analyses and to maintain a database of our members. The information in that database may be used:
In order to access and use most Service features, it is necessary to provide a certain amount of personally identifiable information (“Personal Information”) and organizational and other anonymous information in the registration process. Personal Information is information that can be used to uniquely identify you, such as your name, job title, telephone number and email address. Information that is not Personal Information includes, but is not limited to, information that tells us what you do on the Site or the Service, such as functions utilized, the time of day you access the Service, in each case, without telling us who you are. Any information collected about you may be associated with other identifying information that we have about you or that is publicly available from other sources.
- To verify and update your profile information.
- To verify that you qualify for use of the Service.
- To inform you about changes to the Service.
- To determine usage trends in order to make improvements to the Service.
WE ALSO MAY FURNISH CERTAIN BASIC INFORMATION YOU PROVIDE IN THE REGISTRATION PROCESS, SUCH AS YOUR COMPANY’S NAME, ADDRESS AND INDUSTRY, TO THIRD PARTIES THAT SUPPLY CONTENT AND SERVICES SUCH AS RESEARCH AND NEWS (AND NOT MERELY PROMOTIONAL OR ADVERTISING MATERIAL) IN CONNECTION WITH OUR SERVICE (“CONTENT CONTRIBUTORS”), BUT ONLY TO THE EXTENT REQUIRED TO PREQUALIFY YOU FOR ACCESS TO SUCH CONTENT AND SERVICES. WHEN YOU REGISTER, YOU AGREE TO PERMIT CURRENEX TO PROVIDE SUCH INFORMATION TO OUR CONTENT CONTRIBUTORS AS REQUIRED TO AUTHORIZE YOU TO ACCESS THOSE FEATURES OF THE CURRENEX SITE.
We do not provide member information to third parties or outside parties for the purpose of independent telemarketing, electronic or direct mail marketing of any products or services of those companies.
Currenex will not disclose to any third party information relating to your use of the Service (including but not limited to the details of transactions conducted through the Service and including your Personal Information) unless such disclosure is (1) expressly authorized by you, (2) required by applicable law, regulation or legal process, (3) to internal or external auditors or attorneys or (4) integral to your use of the Service (such as the transmission of trade data and trade records to your counterparties or for straight-through processing with third party systems as directed by you). Currenex otherwise may use or disclose information pertaining to your use of the Service in an aggregated or anonymous form only, such that your identity is not revealed in connection with such information.
Communicating through the Service
YOUR COMMUNICATIONS WITH OTHER CURRENEX USERS THROUGH THE SERVICE MAY BE MONITORED, RECORDED AND/OR REVIEWED BY CURRENEX. It is our policy not to disclose the contents of any messages communicated between members through the Service to any third party without the express authorization of all parties to such communication. However, Currenex reserves the right to disclose any information submitted to the Service as Currenex deems necessary to comply with applicable law, regulation or legal process.
Currenex may periodically collect information from you through automated means when you use our Site or Services. When you login to the Services, we may use "cookies" in order to provide better service, facilitate your use of the Services, store online preferences, track usage of the Services, and to enhance security.
What are cookies?
Cookies are text files containing small amounts of information downloaded to your computer or device when you visit a site. Cookies are then sent back to the originating site on each subsequent visit, or to another site that recognizes that cookie. Cookies are useful because they allow a site to recognize a user’s device. You can find more information about cookies at: www.allaboutcookies.org and www.youronlinechoices.eu. For a video about cookies visit www.google.co.uk/goodtoknow/data-on-the-web/cookies.
Cookies do a lot of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and they generally improve the user experience. They can also help to ensure that the advertisements you see online are more relevant to you and your interests.
The cookies used on this site have been categorized on the basis of the categories found in the International Chamber of Commerce UK Cookie guide issued in April 2012. A description of the type of cookie used by Currenex is set out below.
We may use web beacons or other technologies for web analytics and intelligence about our site and we may include these in marketing e-mail messages or our newsletters in order to determine whether messages have been opened and links clicked on. Web beacons do not place information on your device, but may work in conjunction with cookies to monitor site activity.
What if I don’t want cookies or website tracking of my activities?
By using our Site and Services you agree that we can place cookies on your device as explained below. If you want to remove existing cookies from your device you can do this using your browser options. If you want to block future cookies being placed on your device or would like to prohibit website tracking you can change your browser settings to do this. For more information on managing cookies and other tracking devices see www.allaboutcookies.org/manage-cookies.
Deleting and blocking cookies will have an impact on your user experience as parts of the Site and/or Services may no longer work. Unless you have adjusted your browser settings to block cookies, our system will issue cookies upon login, even if you have previously deleted our cookies.
You can also turnoff cookies to prevent any web beacons from tracking your user activity on our site. The web beacon will still account for an anonymous visit, but your unique information will not be recorded.
What types of cookies are there and which ones does the site use?
There are four types of cookies explained below. We use one of them on our Site and Services: Functionality Cookies. We do not use Strictly necessary, Performance or Targeting cookies on our Site or Services; however while on our Site you may visit other sites and encounter them there.
Strictly necessary cookies - These cookies are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site. Without these cookies services you have asked for cannot be provided.
Performance cookies - These cookies collect information about how visitors use a site, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is anonymous and is only used to improve how a site works.
Functionality cookies - These cookies allow a site to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a site may be able to provide you with local information by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, font and other parts of web pages that you can customize. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. We may use information collected from our cookies to identify user behaviour and to serve content and information on products and services based on your profile. We may pass or share this information within Currenex for marketing or analysis purposes. In most cases we will not be able to track individuals by name; only if you are a registered user we can associate the cookie information with your name.
These cookies cannot track your browsing activity on other websites. They don’t gather any information about you that could be used for advertising or remembering where you’ve been on the internet outside our site.
We categorize the following as functionality cookies:
1. Registered Visitor Cookie - A unique identifier given to each registered user to our Site and Services, used to serve them content based on their profiles.
Targeting cookies - These cookies are used to deliver advertisements that are more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the site operator’s permission. They remember that you have visited a site and this information is shared with other organizations such as advertisers. Quite often they will be linked to site functionality provided by the other organization.
‘Do not Track’ disclosure
Do Not Track (DNT) is a technology standard that is currently under development that will allow you to restrict tracking when browsing from site to site on the Web. When you choose to turn on the DNT setting in browsers that support this feature, the browser sends an automated browser signal to the web sites and other web services (such as analytics services, advertising networks, and social platforms) you encounter while browsing to prohibit tracking.
At this time, Currenex does not recognize automated browser signals regarding tracking mechanisms, such as “do not track” requests.
Currenex recognizes that certain jurisdictions have enacted laws that require higher protection of certain sensitive personally identifiable information, such as state or national ID numbers, or other information regarding racial or ethnic origin, political opinions, religious or political beliefs, trade-union membership, health or medical records, or criminal records (“Special Data”). Currenex does not require such Special Data from you, and you should not input such information if someone asks you.
Disclosure of Information to Affiliates/Successor Entities
Currenex may disclose or share nonpublic personal information about its customers to its affiliates, as permitted by law, in order for its affiliates to provide services. This may, where permitted by local law, include archiving your Personal Information in a jurisdiction other than your own, which may not have equivalent data protection laws. In addition, Currenex may share Personal Information and other data collected through the Service with a successor entity in the event of a merger, acquisition or similar transaction.
Transfer and Storage of Your Information
Currenex will transfer Personal Information to the United States and may transfer Personal Information to other countries where Currenex does business, which may not have the same data protection laws as the country in which you reside. The transfer of Personal Information to other countries is based on a business need or to comply with applicable laws. Personal information stored or processed in a foreign jurisdiction may be accessed under a lawful order made in that jurisdiction. Any information about you that is available to you via the Service can become subject to the legal systems and laws in force in each state or country (a) where it is held, received or stored by you or us, (b) from where it is accessed by you or us, or (c) through which it passes. By providing your information to Currenex in the course of your access and use of the Service, you explicitly consent and opt in to your information being transferred to and stored in other countries, including the United States, for the purposes explained in this Privacy Statement.
As a person who provides Currenex with Personal Information, you may inquire as to the nature of the Personal Information stored at and/or processed by Currenex. You will be provided reasonable access to your Personal Information held by Currenex and, where appropriate, with the ability to review and correct inaccuracies. Currenex will cooperate in providing such access. All such requests for access may be made by sending a request in writing to: email@example.com
To help protect your privacy and provide security, Currenex takes reasonable steps to verify your identity before granting access to information. Currenex shall respond to such reasonable request made by you within such time period as required under applicable law after your identity has been confirmed and you have clarified the specific Personal Information that you require. If you demonstrate that the purpose for which the Personal Information is being processed is no longer legal or appropriate, the Personal Information will be deleted, unless the law or applicable data retention requirements require otherwise.
When you register with Currenex, you may be assigned or allowed to establish one or more user identifiers and initial passwords and/or other forms of authentication (collectively, “Authenticators”) to be used to securely access the Service. You are fully responsible for maintaining the confidentiality and protection of these Authenticators. To protect the data transmitted through and maintained by the Service, Currenex uses the same sophisticated and rigorous encryption techniques and security devices used by major financial institutions to transfer billions of dollars every day. Our servers are protected using packet filtering, firewalls, and a variety of confidential active defenses. Nevertheless, we do not believe anyone can guarantee that transmissions of data over the Internet will be impervious to disruption or interception. By using the Service, you acknowledge that Currenex is not responsible for losses resulting from the disruption or interception by any third party of data submitted to the Service by you.
Using Third Party Sites, Products and Services
Please remember that this Privacy Statement applies only to the collection and use of data and information through the Service by Currenex, Inc. and its affiliates and does not necessarily apply to (1) third parties whose Web sites are linked to the Site, including but not limited to Content Contributors and treasury workstation and technology providers whose products or systems have been adapted to permit straight-through processing with Currenex or (2) third parties who provide connectivity to the Service, including, without limitation third party middleware providers, internet or telecommunications service providers and/or vendors of software applications for Mobile Devices. Such parties use their own technology and security procedures, which Currenex does not maintain or control. Please refer to each third party’s Web site, or the terms of your agreements with such third parties, for information about how they may collect and use data.
How to contact us
If you have questions or comments about this Privacy Notice, or about how your data is processed, please contact firstname.lastname@example.org